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Gurugram: XXXX432686 | Kolkata: 90514 32833
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Personal Loan Business Loan Home Loan Short Term Loan

01

Personal Loan

Personal Loan can be availed by people who have a minimum salary of Rs. 15,000. No collateral needed.

02

Business Loan

A business loan is a loan that can be used by those who aim to establish or expand their firm and business

03

Home Loan

Home loans are secured loans that are obtained by an applicant to fund the purchase/construction of a new house.

04

Short Term Loan

A short term loan is a type of loan that is obtained to support a temporary capital need.

Getting loan is easy with

First Capital

First Capital was created to help you take charge of your credit health and help you make better borrowing decisions. We support customers with every kind of credit profile - those who are new to credit and have a minimal or nonexistent record; those who have a problematic history; and those who want premium financial consulting.

Happy Customer with Laptop
Stunning Repayment Flexibility

For Your Loan

  • Choose your preferred monthly payment
  • Increase your payment amount anytime
  • Make extra or early payments without fees
  • Loan top-up also available
Why First Capital

Unparalleled Financial Services

We deliver swift, transparent, and user-centric financial consulting to ensure your projects never stop.

Swift Approval

Our completely digital evaluation means pre-approvals take less than 15 minutes.

Fair Interest Rates

No hidden charges, no processing surprises. Competitive APRs tailored to your score.

Expert Consulting

Dedicated advisors help structure your repayments comfortably based on cash flow.

Our Solutions

LOAN SERVICES

Quick disbursements, easy digital processes, and flexible interest tenure criteria.

Personal Loan Deal

Personal Loan

Fulfill your dreams with best loan offer

With our online personal loan, you can get an instant approval for up to Rs. 50 lakh.

APPLY NOW
Business Partnership

Business Loan

Business loan helps to grow your business

Apply for a business loan and get collateral free funding of upto ₹1 Crore.

APPLY NOW
Dream House Model

Home Loan

Best home loan to buy your new home

Online home loan at attractive interest rates with foreclosure option.

APPLY NOW
Apply Now

Quick and Simple Process

Submit Documents

ID Proof

Address Proof

Bank Statement

Business Document

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Pay Processing Fees

Processing Fees: ₹ 3250/- Only Loan Processing Charges

The processing fee is the amount borne by the lender. Banks & NBFC's charge anywhere between 2.5% and 3% of the loan amount as a one-time fixed cost.

Amount Disbursed

Once processing fees is paid

A loan is disbursed into the borrower's account and is available for use. The amount disbursed depends upon the loan agreement. The money is disbursed within hours in the lender's account.

EMI Tool

Plan Your Loan Smartly

Estimate monthly installments, total interest costs, and cumulative payouts dynamically.

EMI Calculator
%
Loan EMI ₹ 10,996
Total Interest Payable ₹ 1,59,779
Total of Payments
(Principal + Interest)
₹ 6,59,779

Break-up of Total Payment

Principal Loan Amount (76%)
Total Interest (24%)